Admission & Aid
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| Plan | Payments Per Year | Years to Complete Payments | First Payment Due | Annual Interest Rate | Service Fee or Origination Fee | Annual Maximum |
| Installment Plans |
| Regular Payments | 2 | 4 | 8/1 | None | None | Total Fees |
| Colgate University Payment Plans | 10 | 4 | 6/1 | None | $40-50 | Total Fees |
| Tuition Prepayment Option | 1 | 1 | 6/1 | None | None | current rate of tuition x 4 |
| Student and Parent Loan Plans |
| Federal Direct Unsubsidized Loan + | 12 | Up to 10 Years | 6 months after leaving school | 6.8% | 0.5% | Up to $5,500- 1st yr
$6,500 - 2nd yr
$7,500 - 3rd & 4th yrs |
| Federal Direct Parent PLUS Loan +* | 12 | Up to 10 Years | 60 days following disburse-
ment | 7.9% | 2.5% | Cost of attendance minus financial aid |
+ The Free Application for Federal Student Aid (FAFSA) is required for any type of Federal Direct Loan.
* Credit checks are required for PLUS loans.