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Components of a Financial Aid Award

A typical Colgate financial aid award combines a Colgate Grant, a student loan, and a campus job. Colgate Grant funds comprise the main portion of most regular aid awards.

For a loan, students will receive a Federal Direct Loan, which has a fixed interest rate of 5.6%; a Federal Direct Unsubsidized Loan, which has a fixed interest rate of 6.8%; or a Federal Perkins Loan, which carries a fixed interest rate of 5%. The type of loan received depends on a student's federal eligibility and on the availablility of funds.

Campus jobs provide ten to twelve hours of employment per week, enough to earn the expected contribution without interfering with time for academics and activities. Most campus offices, departments, programs, and libraries employ students. Those students with a work-study award will receive priority in hiring for on-campus jobs, but students who do not have work-study awards may still find positions available.